Car |
| Car Insurance in the United States |
| Stolen |
| Stolen Insurance in the United States |
| Stolen Cars The owner of a car is not responsible for third-party damages resulting from or during the theft of his/her car. If the car owner has collision and comprehensive coverage, they will pay out to repair or replace the car (either for its theft or for damage to the car as a result of the theft). |
| Rental Cars The term "Rental Car Coverage" is used to refer to two different things: coverage offered by rental car agencies for cars rented from them, and an add-on to insurance policies that allows free rentals while the car is in repair. Coverage from a rental car agency is rarely necessary, assuming the renter already has third-party liability, collision, and comprehensive coverage; those policies should extend protection to the rental car (but check the policy). Rental car companies often offer other types of coverage; experts usually suggest avoiding most of these. The rental car add-on to insurance policies is very inexpensive, but may be an unnecessary expense if the policy owner has another car to rely on during an emergency. |