Car |
Car Insurance in the United States |
Rental |
Rental Cars The term "Rental Car Coverage" is used to refer to two different things: coverage offered by rental car agencies for cars rented from them, and an add-on to insurance policies that allows free rentals while the car is in repair. Coverage from a rental car agency is rarely necessary, assuming the renter already has third-party liability, collision, and comprehensive coverage; those policies should extend protection to the rental car (but check the policy). Rental car companies often offer other types of coverage; experts usually suggest avoiding most of these. The rental car add-on to insurance policies is very inexpensive, but may be an unnecessary expense if the policy owner has another car to rely on during an emergency. |